Finance

Auto Loans

The Auto Bay of Brandon finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Brandon, Valrico, and Tampa to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Plant city to Lakeland. Whether you are right down the road or an hour away from Brandon you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment!"

The Auto Bay of Brandon loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Competitive Pre-Owned Vehicle Rates*

We have hundreds of pre-owned vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

What Documents Do You Need?

To move the financing process along smoothly, ensure you have the following documents ready:
1. Valid driver’s license or identification
2. Proof of income (e.g., recent pay stubs or bank statements)
3. Proof of residence (utility bill or lease agreement)
4. Insurance information

Plus, if you're planning a trade-in, bring your current vehicle's title and registration to get started. Utilize our trade-in valuation tool to estimate your current car's value before visiting us.

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of pre-owned vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Auto Bay of Brandon finance team will put together a loan package that is tailored specifically for you.

Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

• Competitive rates direct from the manufacturer and local Florida banks
• Quick approvals
• Value-added services to protect your vehicle investment
• Extended warranty programs
• And many more finance programs to meet your needs

We are always happy to answer your questions so please don't hesitate to contact us today!